Most local  foreclosures I know about are the result of individual borrowers decisions or economic hardships.

This Lousiana case is different and the court is making Wells Fargo pay with one of the largest judgments against a bank addressing a single loan.

The Judge ruled  that Wells Fargo improperly charged the homeowner fees exceeding $24,000 because of a computer problem putting his loan into  default. Wells Fargo then applied his payments to fees and interest, but not to his principal. This forced him into foreclosure and bankruptcy.

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