Rates June16th, 2011 Conventional 30 yr Fixed  –  4.5% no points (4.375% with an .125 points)

Conventional 15 yr Fixed  –  3.75% no points Conventional 5/1 arm – 2.99% no points

Jumbo 5/1yr arm  – 3.125% no points Jumbo 30 year fixed  – 4.75% no points

FHA 96.5%- 4.375%  – 30 year fixed  no points VA 100%- 4.375   – 30 year fixed no points

All conventional loan rates are based on a middle credit score of 740 
or higher and a loan amount of $150k or higher on a primary residence
purchase.  Max loan to value on all conventional loans is 95% due to
mortgage insurance guidelines. (debt to income ratio is limited for
mortgage insurance above 90% loan to value.   Jumbo loans are loan
amounts over $417k with 20% down minimum. Rates are subject to change based on market conditions and are
intended to be used as a guide only.  For up to the minute rates,
please call for a rate quote.

For more information on our loan programs or to make an application,
please contact:

Tyler Oden
Tyler.oden@suntrust.com
www.tyleroden.com
NMLSR# 659664 
Office:  850 425-6716 
Fax:  850 425-6730 
Mobile: 850 294-6626

Rates June 8th, 2011 
Conventional 30 yr Fixed  –  4.375% no points
Conventional 15 yr Fixed  –  3.75% no points
Conventional 5/1 arm – 2.99% no points
Jumbo 5/1yr arm  – 3.75% no points
Jumbo 30 year fixed  – 4.75% no points
FHA 96.5%- 4.25%  – 30 year fixed  no points
VA 100%- 4.25% – 30 year fixed no points For more information on our loan programs or to make an application,
please contact:
Tyler Oden
Tyler.oden@suntrust.com
www.tyleroden.com
Office:  850 425-6716 
Fax:  850 425-6730 
Mobile: 850 294-6626 

All conventional loan rates are based on a middle credit score of 740 
or higher and a loan amount of $150k or higher on a primary residence
purchase.  Max loan to value on all conventional loans is 95% due to
mortgage insurance guidelines. (debt to income ratio is limited for
mortgage insurance above 90% loan to value)   All rates based on
purchase money mortgages for primary residences.  Jumbo loans are loan
amounts over $417k with 20% down minimum. Rates are subject to change based on market conditions and are
intended to be used as a guide only.  For APR and up to the minute
rates, please call for a rate quote.

Rates June 2nd, 2011 Conventional 30 yr Fixed  –  4.5% no points (4.375% with an .125 point)

Conventional 15 yr Fixed  –  3.75% no points Conventional 5/1 arm – 2.99% no points

Jumbo 5/1yr arm  – 3.625% no points Jumbo 30 year fixed  – 4.75% no points

FHA 96.5%- 4.25%  – 30 year fixed  no points VA 100%- 4.25% – 30 year fixed no points

All rates are based on a middle credit score of 740 or higher and a
loan amount of $150k or higher on a primary residence purchase.  Max
loan to value on all conventional loans is 95% due to mortgage
insurance guidelines. (debt to income ratio is limited for mortgage
insurance above 90% loan to value)   All rates based on purchase money
mortgages for primary residences.  Jumbo loans are loan amounts over
$417k with 20% down minimum. Rates are subject to change based on market conditions and are
intended to be used as a guide only.  For APR and up to the minute
rates, please call for a rate quote.

For more information on our loan programs or to make an application,
please contact:
Tyler Oden
Tyler.oden@suntrust.com
www.tyleroden.com
Office:  850 425-6716 
Fax:  850 425-6730 
Mobile: 850 294-6626