Mortgage Rates are the Lowest rates since January :)

Rates May 6th, 2011 

Conventional 30 yr Fixed  –  4.625% no points

Conventional 15 yr Fixed  –  3.875% no points Conventional 5/1 arm- 3.25% no points

Jumbo 5/1yr arm  – 3.99%  one point FHA 96.5%- 4.375%  – 30 year fixed

VA 100%- 4.375% – 30 year fixed All conventional loan rates are based on a middle credit score of 740
or higher and a loan amount of $150k or higher on a primary residence
purchase.  Max loan to value on all conventional loans is 95% due to
mortgage insurance guidelines. (debt to income ratio is limited for
mortgage insurance above 90% loan to value)   All rates based on
purchase money mortgages for primary residences.

Rates are subject to change based on market conditions and are
intended to be used as a guide only.  For APR and up to the minute
rates, please call for a rate quote.
For more information on our loan programs or to make an application,
please contact:

Tyler Oden
Office:  850 425-6716
Fax:  850 425-6730
Mobile: 850 294-6626

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