Rates April 27th, 2011

Conventional 30 yr Fixed  –  4.75% — no points Conventional 15 yr Fixed  –  3.99% — no points

Conventional 5/1 arm- 3.375% — no pointsJumbo 5/1yr arm  – 4.125% — one point

FHA 96.5%- 4.625%  – 30 year fixed — no pointsVA 100%- 4.625% – 30 year fixed  — no points

All conventional loan rates are based on a middle credit score of 740 or higher and a loan amount of $150k or higher on a primary residence purchase.  Max loan to value on all conventional loans is 95% due to mortgage insurance guidelines. (debt to income ratio is limited for mortgage insurance above 90% loan to value)   All rates based on purchase money mortgages for primary residences. Rates are subject to change based on market conditions and are intended to be used as a guide only.  For APR and up to the minute rates, please call for a rate quote.

For more information on our loan programs or to make an application, please contact: Tyler Oden
Tyler.oden@suntrust.com
www.tyleroden.com
Office:  850 425-6716
Fax:  850 425-6730
Mobile: 850 294-6626