Rates April 22nd, 2011 Conventional 30 yr Fixed  –  4.75% –  .25 point (4.875% with a .625 
lender credit)

Conventional 15 yr Fixed  – 4.125% –  no points Conventional 5/1 arm- 3.375% –  no points

Jumbo 5/1yr arm  – 4.25% – 1 point FHA 96.5%- 4.625%  – 30 year fixed –  no points

VA 100%- 4.625% – 30 year fixed –  no points All conventional loan rates are based on a middle credit score of 740 
or higher and a loan amount of $150k or higher on a primary residence
purchase.  Max loan to value on all conventional loans is 95% due to
mortgage insurance guidelines. (debt to income ratio is limited for
mortgage insurance above 90% loan to value)   All rates based on
purchase money mortgages for primary residences.

Rates are subject to change based on market conditions and are
intended to be used as a guide only.  For APR and up to the minute
rates, please call for a rate quote. For more information on our loan programs or to make an application,
please contact:

Tyler Oden Tyler.oden@suntrust.com
www.tyleroden.com
Office:  850 425-6716 
Fax:  850 425-6730 
Mobile: 850 294-6626