Rates April 13th, 2011 Conventional 30 yr Fixed  –  4.875% no points

Conventional 15 yr Fixed  –  4.25% no points Conventional 5/1 arm- 3.5% no points

Jumbo 5/1yr arm  – 4.375%  no points FHA 96.5%- 4.5%  – 30 year fixed with one point and 4.75% with a .75 
lender credit

VA 100%- 4.5% – 30 year fixed with one point and 4.75% with a .75 lender credit All conventional loan rates are based on a middle credit score of 740 
or higher and a loan amount of $150k or higher on a primary residence
purchase.  Max loan to value on all conventional loans is 95% due to
mortgage insurance guidelines. (debt to income ratio is limited for
mortgage insurance above 90% loan to value)   All rates based on
purchase money mortgages for primary residences. Lender credit is a
percentage of the loan amount that is applied towards the borrowers
closings costs, prepaids or any other up front costs. Rates are
subject to change based on market conditions and are intended to be
used as a guide only.  For APR and up to the minute rates, please call
for a rate quote.

For more information on our loan programs or to make an application,
please contact: Tyler Oden

Tyler.oden@suntrust.com
www.tyleroden.com
Office:  850 425-6716 
Fax:  850 425-6730 
Mobile: 850 294-6626