Rates April 1st, 2011 

Conventional 30 yr Fixed  –  4.875% no points

Conventional 15 yr Fixed  –  4.25% no points Conventional 5/1 arm- 3.625% no points

Jumbo 5/1yr arm  – 4.375% no points FHA 96.5%- 4.75%  – 30 year fixed  (with a .5 point credit back to
buyer for closing costs)

VA 100%- 4.75% – 30 year fixed (with a .5 point credit back to buyer
for closing costs) All conventional loan rates are based on a middle credit score of 740
or higher and a loan amount of $150k or higher on a primary residence
purchase.  Max loan to value on all conventional loans is 95% due to
mortgage insurance guidelines. (debt to income ratio is limited for
mortgage insurance above 90% loan to value)   All rates based on
purchase money mortgages for primary residences.

Rates are subject to change based on market conditions and are
intended to be used as a guide only.  For APR and up to the minute
rates, please call for a rate quote.

For more information on our loan programs or to make an application,
please contact:

Tyler Oden Tyler.oden@suntrust.com
www.tyleroden.com
Office:  850 425-6716
Fax:  850 425-6730
Mobile: 850 294-6626