Rates March 18th, 2011 

Conventional 30 yr Fixed  –  4.75% no points (3.99% for first time home buyer)

Conventional 15 yr Fixed  –  3.99% no points (3.5% for first time home buyer Conventional 5/1 arm- 3.25% no points

Jumbo 5/1yr arm  – 4.25% FHA 96.5%- 4.5%  – 30 year fixed  .25 of a point

VA 100%- 4.5% – 30 year fixed .125 of a point All conventional loan rates are based on a middle credit score of 740
or higher and a loan amount of $150k or higher on a primary residence
purchase.  Max loan to value on all conventional loans is 95% due to
mortgage insurance guidelines. (debt to income ratio is limited for
mortgage insurance above 90% loan to value)   All rates based on
purchase money mortgages for primary residences.

Rates are subject to change based on market conditions and are
intended to be used as a guide only.  For APR and up to the minute
rates, please call for a rate quote. For more information on our loan programs or to make an application,
please contact:

Tyler Oden Tyler.oden@suntrust.com
www.tyleroden.com
Office:  850 425-6716
Fax:  850 425-6730
Mobile: 850 294-6626