Suntrust just released Rate information and 30 year fixed mortgages
are just over 5%
Rates February 11th, 2011 Conventional 30 yr Fixed  –  5.125% no points

Conventional 15 yr Fixed  –  4.375% no points Conventional 5/1 arm- 3.625% no points

Jumbo 5/1yr arm  – 4.5% FHA 96.5%- 4.875%  – 30 year fixed  (4.75% for first time home buyer)

VA 100%- 4.875% – 30 year fixed (4.75% for first time home buyer) All conventional loan rates are based on a middle credit score of 740 
or higher and a loan amount of $150k or higher on a primary residence
purchase.  Max loan to value on all conventional loans is 95% due to
mortgage insurance guidelines. (debt to income ratio is limited for
mortgage insurance above 95% loan to value)   All rates based on
purchase money mortgages for primary residences.

Rates are subject to change based on market conditions and are
intended to be used as a guide only.  For APR and up to the minute
rates, please call for a rate quote.

For more information on SunTrust loan programs or to make an
application, please contact:

Tyler Oden, Tyler.oden@suntrust.com www.tyleroden.com

Office:  850 425-6716 Fax:  850 425-6730 Mobile: 850 294-6626