Rates January 28th, 2011

Conventional 30 yr Fixed  –  4.75% no pointsConventional 15 yr Fixed  –  4.125% no points

Conventional 5/1 arm- 3.125% no pointsJumbo 5/1yr arm  – 4.25%

FHA 96.5%- 4.625%  – 30 year fixed  VA 100%- 4.625% – 30 year fixed

All conventional loan rates are based on a middle credit score of 740 or higher and a loan amount of $150k or higher on a primary residence purchase.  Max loan to value on all conventional loans is 95% due to mortgage insurance guidelines. (debt to income ratio is limited for mortgage insurance above 90% loan to value)   All rates based on purchase money mortgages for primary residences. Rates are subject to change based on market conditions and are intended to be used as a guide only.  For APR and up to the minute rates, please call for a rate quote.
For more information on our loan programs or to make an application, please contact:

Tyler Oden
tyler.oden@suntrust.com
www.tyleroden.comOffice:  850 425-6716
Fax:  850 425-6730
Mobile: 850 294-6626