Current Interest Rates Still Under 5%

Rates January 19th, 2010 

Conventional 30 yr Fixed – 4.75% .25 point

Conventional 15 yr Fixed – 4.125 no points Conventional 5/1 arm- 3.25% no points

Jumbo 5/1yr arm – 4.25% no points FHA 96.5%- 4.625% – 30 year fixed

VA 100%- 4.625% – 30 year fixed
All conventional loan rates are based on a middle credit score of 740
or higher and a loan amount of $150k or higher on a primary residence
purchase. Max loan to value on all conventional loans is 95% due to
mortgage insurance guidelines. (debt to income ratio is limited for
mortgage insurance above 90% loan to value) All rates based on
purchase money mortgages for primary residences.

Rates are subject to change based on market conditions and are
intended to be used as a guide only. For APR and up to the minute
rates, please call for a rate quote.
For more information on our loan programs or to make an application,
please contact:

Tyler Oden
Office: 850 425-6716
Fax: 850 425-6730
Mobile: 850 294-6626

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