Rates November 19th, 2010 

Conventional 30 yr Fixed  –  4.375% no points
Conventional 15 yr Fixed  –  3.75% no points
Conventional 5/1 arm- 2.875% no points
Jumbo 5/1yr arm  – 3.99%
FHA 96.5%- 4.25%  – 30 year fixed
VA 100%- 4.25% – 30 year fixed

All conventional loan rates are based on a middle credit score of 740
or higher and a loan amount of $150k or higher on a primary residence
purchase.  Max loan to value on all conventional loans is 95% due to
mortgage insurance guidelines. (debt to income ratio is limited for
mortgage insurance above 90% loan to value)   Allrates based on
purchase money mortgages for primary residences. Rates are subject to change based on market conditions and are
intended to be used as a guide only.  For APR and up to the minute
rates, please call for a rate quote.

For more information on our loan programs or to make an application,
please contact: Tyler Oden
Tyler.oden@suntrust.com
www.tyleroden.com
Office:  850 425-6716
Fax:  850 425-6730
Mobile: 850 294-6626