Local Rates are still very low

SunTrust Rates  November 12 th , 2010

Conventional 30 yr Fixed  –  4.375% no points

Conventional 15 yr Fixed  –  3.75% no points

Conventional 5/1 arm 2.99% no points

Jumbo 5/1yr arm  – 4.125%

FHA 96.5%- 4.25%  – 30 year fixed  (4.00% for first time home buyer)

VA 100%- 4.25% – 30 year fixed (4.00% for first time home buyer)

All conventional loan rates are based on a middle credit score of 740 or higher and a loan amount of $150k or higher on a primary residence purchase.  Max loan to value on all conventional loans is 95% due to mortgage insurance guidelines. (debt to income ratio is limited for mortgage insurance above 90% loan to value)   All rates based on purchase money mortgages for primary residences.

Rates are subject to change based on market conditions and are intended to be used as a guide only.  For APR and up to the minute rates, please call for a rate quote.


For more information on our loan programs or to make an application, please contact:


Tyler Oden



Office:  850 425-6716

Mobile: 850 294-6626

Fax:  850 425-6730


Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s